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  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »

APRA confirms mortgage criteria changes

posted 10 Jul 2019, 00:01 by Happi Mess   [ updated 10 Jul 2019, 00:07 ]



extract

APRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessments


APRA has told lenders they can immediately change the way they assess customers' ability to meet mortgage repayments in Australia's new low-interest paradigm.

As flagged two months ago, the Australian Prudential Regulation Authority has eased serviceability requirements by no longer expecting banks to ensure customers could still repay their loan if its interest rate increased to at least 7.0 per cent.

Lenders can from Friday set their own minimum interest rate floor and make their calculations using a 2.5 per cent buffer, which the prudential regulator has acknowledged could mean some people secure larger loans.

"The changes being finalised today are not intended to signal any lessening in the importance APRA places on the maintenance of sound lending standards," APRA chairman Wayne Byres said.

"This updated guidance provides ADIs (authorised deposit-taking institutions) with greater flexibility to set their own serviceability floors, while maintaining a measure of prudence."

Mr Byres said the new rules were appropriate in the current market.

The average interest rate on a standard variable rate loan is set to drop below 4.0 per cent when lenders reduce mortgage costs in response to this week's second straight monthly reduction in the cash rate by the Reserve Bank.

"In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs to maintain sound lending standards," Mr Byres said.

"Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products."

The official cash rate was 2.5 per cent when APRA first introduced the serviceability guidance in December 2014 in an effort to reinforce sound residential lending standards.

It since spent nearly three years at a historic low of 1.5 per cent before being cut by 0.25 percentage points in both June and July to sit at its current 1.0 per cent.

Some economists are tipping the rate to fall to 0.75 per cent by Christmas and to 0.5 per cent next year, which would likely pull down consumer borrowing costs yet further.

All four of the big banks have passed on a majority of the past two months' cuts to customers, although all have pocketed some of the cut in the interests of savers, shareholders and their bottom line.

Mr Byres acknowledged that Australian households were already highly leveraged and said it was crucial lenders remained vigilant.

"With many risk factors remaining in place, such as high household debt, and subdued income growth, it is important that ADIs actively consider their portfolio mix and risk appetite in setting their own serviceability floors," Mr Byres said.

"Furthermore, they should regularly review these to ensure their approach to loan serviceability remains appropriate."

Mr Byres said a majority of the 26 submissions APRA received since May had supported its proposals.

Those backing the removal of the APRA-mandated serviceability floor included the Australian Banking Association, whose members include the big four banks of Commonwealth Bank, Westpac, ANZ and NAB, and the Customer Owned Banking Association.

The Housing Industry of Australia told APRA it saw the changes as crucial to lift home building approvals, which have since ended a two-month run of declines but are still 19.6 per cent lower than 12 months ago.

It said the sluggish level of approvals was of concern because the residential building industry is a key sector of the domestic economy.

"While the market is cyclical in nature and a downturn was not unexpected, the speed and nature of the change has been exacerbated by several factors related to the arrangements for housing finance," the HIA said in its submission.

"Of most note, access to housing finance is a key factor in the decline."




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  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »



Paranoid banks for cracking down on borrowing

posted 1 Aug 2018, 21:27 by Happi Mess   [ updated 10 Jul 2019, 00:01 ]


Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowing

CHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason why banks won’t give him a loan.



share this page https://goo.gl/LBsrM8




WITH an estimated $775 million fortune, Christian Beck is Australia’s 99th richest person.



But even he is having trouble with the banks.

The tech entrepreneur and founder of Australian Technology Innovators — a company with a $231 million revenue last year — says he can’t get a loan as a direct result of “paranoid” banks cracking down on lending thanks to the Financial Services Royal Commission.

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Mr Beck recently told The Australian Financial Review the major banks had tightened their “strict regulatory requirements” after being put under the spotlight by commissioner Kenneth Hayne.

“It’s stupid, it’s crazy, I can definitely afford it,” Mr Beck told the publication.

“If you go to borrow money in Australia, it’s very, very difficult and part of it is all the Australian Prudential Regulation Authority (APRA) requirements and because of the royal commission, the banks are all really paranoid about it and because the banks are so paranoid, all those rules have become really restrictive.”




Mr Beck spoke out after trying to borrow between $4 and $6 million against his property to help fund the foreign expansion of one of his companies for four months.

He said that request had been refused by his own bank, the Commonwealth Bank, as well as other major institutions.

“The bank won’t give it to me because the APRA requirements around serviceability I don’t meet,” he said.

“I did not have a high level of income in terms of salary, so it’s very hard to get a loan.

“I’ve been trying to get a loan for about four months against some properties for things like international expansion but that has proved very hard.”

Mr Beck snagged the 99th position on this year’s Financial Review Rich list and was named as EY’s entrepreneur of the year in 2017, where he was described by judges as a “self-made and self-taught” man.

He skipped university and instead taught himself computer programming and how to code, before building software for his father’s company in his youth. He also founded LEAP Legal Software in 1992.

Last year the millionaire forked out a staggering $8.6 million for a Lane Cove mansion.

According to a new EY report, 24 per cent of Aussie middle-market companies are struggling to access credit, which in turn impacts business growth.





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Other News

  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »

2017.03 Loan $500k rescue company

posted 7 Aug 2017, 18:44 by Happi Mess   [ updated 7 Aug 2017, 18:47 ]


buy share to gain control in company 

banks will not lend on lien security 

QC (Que Caps) can see the Trees and the Forest" .. what the 




share this page https://goo.gl/dV4GWo


Image result for lenx private company money
The story

John, a company director was in the process of buying up a controlling interest in an unlisted public company that would have given him control of $30 million of assets held by that company. 

He was just short of the 51% that he needed when another suitor entered the market with a higher offer for the remainder of the shares available. 

The director was now $500,000 short of funds.




Image result for rescue


He came to Que Capital Pty Ltd 

offered caveat security over a small shopping center that he owned

Other would not come to the rescue 




Image result for success


Que Capital Pty Ltd is able to provide John with the funds within 3 days

which enabled him to complete the take over. 

To discharge his 3 month loan with Que Capital Pty Ltd John sold a residential investment unit that his family owned at a discount but overall he was by far the winner.  





We can, We do, How about you see home page for contact

Image result for share trading deal gif image

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Other News

  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »

Mud Crabs Australia

posted 21 Jan 2017, 17:57 by Happi Mess   [ updated 7 Aug 2017, 18:39 by Phillip Smith ]

Top

Mud Crabs Australia - Catch n Cook




















Video: Long:  Catch n Cook

HUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK








Find out more click trap tap



Find out more click trap tap






Video: Short /  Beau's catch






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Other News


  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »






2016.12 QC SS $200,000 share deal

posted 18 Dec 2016, 00:11 by Happi Mess   [ updated 7 Aug 2017, 18:30 by Phillip Smith ]

    

Loan Story - Success for Mr X the Millionaire

$200,000 loan approved in 1 day




share this page https://goo.gl/oFl5aV



Related image


Multi-millionaire received a hot share tip, but being asset rich and cash poor he did not have enough time to borrow the money from his bank.

Que Capital lent him $200,000 within 4 days of receiving the application which allowed him to buy the shares.

After 3 months he decided to sell the shares at a healthy profit, and repay his loan in full.





Image result for share trading deal gif


An accountant borrowed $100,000 from a friend who then prematurely wanted his money back. The original agreement with the friend was that he would be repaid his money out of the sale of the accountants house which was to be put up for sale after it was repainted and spruced up.

The sprucing up took too long for the lenders’ liking so the they fell out, legal action was taken by the now ex-friend to recover his money. Que Capital stepped in and repaid the ex- friend in no time. Que Capital is now waiting for the house to be sold in order to be re-paid its money.





Image result for share trading deal gif image


Media links


Hashtags this post: #casestudyqc #casestudyapproved #quecapitalloans


Posts

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Facebook

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Other News

  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »



Dana Delaney and her anti-aging secrets

posted 26 Jun 2016, 22:26 by Happi Mess   [ updated 18 Dec 2016, 00:10 ]


delany


short url this page http://goo.gl/aA3J5c

Dana Delaney and her anti-aging secrets

According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking young are that she has never been married, doesn’t have kids, does yoga daily, and drinks wine.




Well, many people like having kids although I will admit, they can stress you out. In a study of women taking care of kids with special needs, a shorter telomere length was found as I discussed in this video.

Interestingly, one study looking at marital status disagreed with Ms. Delany finding that married couples had longer telomeres. Although perhaps she is happily unmarried with her French paramour…

As for the moving meditation of Yoga, I can look at a thousand studies contradicting her statement and would not believe them, myself enjoying as frequent hot yoga classes as my schedule permits.

Now keep in mind if she were taking something like TA-65 and hormones, she wouldn’t admit it and there are many celebrities and health gurus who do just that.

Not much a believer in the alcohol thing and the literature is mixed. In this study of chronic alcohol consumers, telomeres were shorter but then again, there is confounding because how bad is your life if you are drinking that much?

Whatever her real secrets are, don’t hate her because she’s beautiful as the old commercial said. Just take note that there are many ways to stay young and that being happy, laughing, do what makes you feel joy and gratitude—they are all royal roads to staying young.




other news


  • APRA confirms mortgage criteria changes extractAPRA has confirmed banks can scrap the 7.0 per cent floor in mortgage serviceability assessmentsAPRA has told lenders they can immediately change the way they assess customers ...
    Posted 10 Jul 2019, 00:07 by Happi Mess
  • Paranoid banks for cracking down on borrowing Rich-lister Christian Beck slams ‘paranoid’ banks for cracking down on borrowingCHRISTIAN Beck is one of the richest people in Australia. But he says there’s a “crazy” reason ...
    Posted 10 Jul 2019, 00:01 by Happi Mess
  • 2017.03 Loan $500k rescue company buy share to gain control in company  banks will not lend on lien security  QC (Que Caps) can see the Trees and the Forest" .. what the  share this page https ...
    Posted 7 Aug 2017, 18:47 by Happi Mess
  • Mud Crabs Australia TopMud Crabs Australia - Catch n Cook This page https://goo.gl/YLmfMK Video: Long:  Catch n CookHUGE MUDCRABS Caught BAREHANDED - Catch n Cook - With BUTTER LEMON Sauce! | TDK ...
    Posted 7 Aug 2017, 18:39 by Phillip Smith
  • 2016.12 QC SS $200,000 share deal      Loan Story - Success for Mr X the Millionaire $200,000 loan approved in 1 day share this page https://goo.gl/oFl5aV Multi-millionaire received a hot share tip, but ...
    Posted 7 Aug 2017, 18:30 by Phillip Smith
  • Dana Delaney and her anti-aging secrets short url this page http://goo.gl/aA3J5c Dana Delaney and her anti-aging secrets According to this Steve Harvey interview, 59-yo Dana Delany says her secrets to looking ...
    Posted 18 Dec 2016, 00:10 by Happi Mess
  • Reward for Success at Cocos Restaurant Arguably one of the best Restaurants in South Perth, West Australia for consistency set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth ...
    Posted 18 Nov 2015, 19:01 by Happi Mess
  • memo to Finance Brokers & Advisors QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910ATTENTION ALL BROKERS AND ADVISERS We have private money to lend ...
    Posted 2 Nov 2015, 04:29 by Phillip Smith
  • OneStopShopForFinance QUE CAPITAL PTY LTDAustralian Credit License 37098111/2 Centro Avenue Subiaco WAPeter Melzer Responsible Manager 0418944910One stop shop for financeWe have private and institutional money ...
    Posted 27 Oct 2015, 21:46 by Phillip Smith
  • $250,000 loan saved $80,000 Daniel Cray fisherman saved his catch Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 ...
    Posted 17 Dec 2016, 23:56 by Happi Mess
Showing posts 1 - 10 of 13. View more »

Reward for Success at Cocos Restaurant

posted 18 Nov 2015, 18:38 by Happi Mess   [ updated 18 Nov 2015, 19:01 ]





Arguably one of the best Restaurants in South Perth, West Australia for consistency 

set on the South Perth foreshore on the corner of Mends St and The Esplanade South Perth.

Raised Balcony views, Renown social hub meeting place for people enjoying special occasions  


Our recent visit with friends shows Photos, Videos and all Social Media Links Coco's Nov  2015
















Google+ Post External link



We love sharing success stories, if your looking for finance to achieve your success then call us, we know how, we can, we will 









Photos, Videos and all Social Media Links Coco's Nov  2015











memo to Finance Brokers & Advisors

posted 2 Nov 2015, 04:26 by Phillip Smith   [ updated 2 Nov 2015, 04:29 ]


QUE CAPITAL PTY LTD

Australian Credit License 370981


11/2 Centro Avenue Subiaco WA

Peter Melzer Responsible Manager 0418944910


ATTENTION ALL BROKERS AND ADVISERS


We have private money to lend for both coded and non coded loans.


We pay you your requested commission at settlement



We do caveat loans


We do second mortgage loans


We will consider lending anywhere in Australia 


We will consider all kinds of securities like cars, boats and planes.


We do not charge up front fees except for the  legal and desk top valuations


We will give you same day conditional approval


We will usually settle within 5 to 6 working days



Call Peter Melzer 0418944910

More in Que Caps Media


peter melzer at que capital.png


OneStopShopForFinance

posted 27 Oct 2015, 21:04 by Phillip Smith   [ updated 27 Oct 2015, 21:46 ]

QUE CAPITAL PTY LTD

Australian Credit License 370981


11/2 Centro Avenue Subiaco WA

Peter Melzer Responsible Manager 0418944910


One stop shop for finance

We have private and institutional money to lend.


We do caveat loans


We do second mortgage loans


We will consider all kinds of securities like cars, boats and planes.


We do not charge up front fees except for the legal and desk top valuations

 

We will give you same day conditional approval


  • We will usually settle within 5 to 6 working day.            

  • We do traditional bank and non-conforming loans

  • We do cash flow funding no security required

     

Call Peter Melzer 0418944910 More in Que Caps Media




$250,000 loan saved $80,000

posted 8 Oct 2015, 01:27 by Happi Mess   [ updated 17 Dec 2016, 23:56 ]

Daniel Cray fisherman saved his catch


Daniel was in the awkward dilemma to lock in the purchase of a new crayboat to cap the contract price and save $80,000 but he needed the $250,000 loan within 3 days

His bank would not consider without all the usual due diligence, trading a/cs and updated balance sheets

The Que Cap crew saved the day
Within 24 hours we approved the loan, within 48hrs we produced loan docs with caveat on assets and settled

The loan cost to Dan was nothing compared to the savings on the purchase of his new cray boat

Dan is jumping for joy and reckons we are jolly good fellows and so say all of us

We are not fancy, we are not cheap, we don’t waste time, we get it done NOW, that's our value statemen
t

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